Debt Payoff Calculator

Plan your debt repayment, see payoff dates, and compare snowball vs avalanche methods

How to Use the Debt Payoff Calculator

1

Enter Debts

Enter each debt's balance, interest rate, and minimum payment.

2

Choose Method

Select snowball (lowest balance first) or avalanche (highest interest first).

3

View Payoff Plan

See your debt-free date and payment schedule.